Burial insurance

Burial insurance quotes from a licensed agent.

Coverage for a funeral, burial or cremation so your family isn't left with the bill. Compare plans from several insurers in one call.

Call (949) 807-3995

Monday to Friday, 9am to 9pm ET. Free quote, no obligation.

Licensed agents · Several insurers in one call · Apply by phone

Free quote

Talk to a licensed agent now.

  • Free quote
  • No obligation to buy
  • Your info is never sold
(949) 807-3995 Monday to Friday, 9am to 9pm ET
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Eterna is an independent insurance agency, not an insurance company. Your policy is issued by the insurer you choose.

What you can get

Plans we can quote for you.

Your agent compares plans from several insurers and explains the options in plain terms.

Funeral and burial costs

The benefit can pay for the service, a burial plot or cremation, and other final bills.

Paid to your beneficiary

The money goes to the person you choose, who decides how to use it.

Premiums that don't go up

Your premium is set when the policy starts and doesn't rise as you age.

Guaranteed issue options

No health questions or medical exam. Limited benefit for death from natural causes in the first two years.

How it works

Your quote in one call.

  1. Call (949) 807-3995Tell a licensed agent what you're looking for.
  2. Answer a few questionsYour age, state, the coverage you want and some health details.
  3. Compare quotesYour agent checks plans from several insurers and explains each one.
  4. Apply by phoneIf a plan fits, apply on the same call. No obligation.

Before you call

Have this ready.

  • Your date of birth
  • Your height and weight
  • Medications and any health conditions
  • Who you'd like as your beneficiary
  • How you'd like to pay the first premium

Monday to Friday, 9am to 9pm ET.

Insurers

Companies our agents are appointed with.

Plans, prices and availability vary by insurer, age, health and state.

  • Americo
  • American Amicable
  • Mutual of Omaha
  • Transamerica
  • Foresters Financial
  • F&G Annuities & Life
  • Fidelity Life
  • Ethos
  • AuguStar Life
  • Columbus Life
  • SBLI
  • North American
  • National Life Group

Questions

Common questions.

Do I need a medical exam?

Most of the plans we quote don't require a medical exam. Many ask a few health questions on the application. Guaranteed issue plans ask none.

What is guaranteed issue life insurance?

A guaranteed issue plan accepts you within its eligible ages without health questions or an exam. These plans usually pay a limited benefit, often the premiums paid plus interest, if death from natural causes happens in the first two years. Accidental death is typically covered in full from the start.

How much coverage can I get?

Final expense plans often range from a few thousand dollars to about $50,000. Term and whole life plans can go higher. Your age, health and the insurer decide what's available.

Will my premium go up?

Whole life and final expense premiums are set when the policy starts and don't go up. Term premiums stay level for the term you choose, then rise if you renew.

How fast can coverage start?

You can apply by phone during your call, and some insurers give a decision the same day. Coverage starts once the insurer approves the application and receives the first premium.

Are you the insurance company?

No. Eterna is an independent insurance agency. Our licensed agents are appointed with several insurers and help you compare their plans. Your policy is issued by the insurer you choose.

Do I have to buy anything?

No. Your quote is free and there's no obligation. If you decide to apply, your agent walks you through the application by phone.

About Eterna

On your side, not the insurer's.

Independent

We compare several insurers, not just one.

Licensed agents

Licensed agents walk you through every option.

No obligation

Your quote is free. You decide if and when to apply.

Next step

Ready for your quote?

A licensed agent can compare plans from several insurers in one call. No cost, no obligation.

Eterna Insurance Solutions
43 Discovery, Suite 260, Irvine, CA 92618 (949) 807-3995 info@goeterna.com

Eterna Insurance Solutions is an independent insurance agency, not an insurance company, and is not affiliated with, endorsed by, or acting on behalf of any carrier named on this page or any government agency. Carrier names and logos belong to their owners and are shown only to identify companies our licensed agents are appointed with.

Policies are issued by the insurer you choose, and premiums are paid directly to it. Coverage, prices, features and eligibility vary by insurer, product, age, health and state, and some plans aren't available in every state. Guaranteed issue plans usually pay a limited benefit for death from natural causes in the first two years. All terms are governed by the policy contract. Calls may be recorded. This page is educational and not financial, tax, or legal advice.

© 2026 Eterna Insurance Solutions. All rights reserved.

No Cost, No Obligation

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A relaxed conversation with one of our retirement experts to walk through your plan and your questions. Pick a time that works for you.

An Eterna retirement specialist will confirm your appointment. Educational only; your information is never sold.