Join as an Agent
Build a Business You're Proud Of.
Join a growing network of independent agents backed by top carrier access, cutting-edge technology, free leads, and a team that's invested in your success.
Why Join Eterna
Free Leads
Qualified prospects delivered directly to your pipeline from day one — no cold calling required.
Chargeback Protection
Write business with confidence knowing you're protected against chargebacks on your commissions.
Training & Support
Daily coaching, product training, and a dedicated support team so you're never left figuring it out alone.
White Glove Onboarding
We handle your contracting, portal setup, and first-week training so you can start earning fast.
Our Programs
Find the Right Path for You
Whether you're just getting started or ready to scale independently, we have a program for where you are right now.
Everything you need from day one.
Leads, tech, training, and daily support all included. Built for agents who want a system that works from the moment they start.
- Free leads to get started
- CRM, AI Dialer & full tech stack
- Chargeback protection included
- Daily training & support
- White glove onboarding
More control. Lower cost. Bigger upside.
For experienced agents who want independence, better tools at a lower cost, and a support structure that doesn't get in the way.
- Discounted tools & resources
- Chargeback protection included
- Full independence & flexibility
- Support to grow on your terms
- Designed for experienced agents
Top Life Insurance & Annuity Carriers
Write business with the most trusted names in the industry — some of our top carriers below.















Carrier availability varies by state. Contact us for a full list of available carriers.
Technology & Tools
Powered by Technology,
Driven by People
Eterna agents get access to a full tech stack designed to maximize productivity and close more business — without the complexity.
- AI CRM — Smart pipeline management that learns your workflow
- AI Dialer — Connect with more prospects, faster
- Agent Portal — All your tools, policies, and resources in one place
- Free Leads — Qualified prospects delivered to your pipeline
AI CRM
Intelligent contact management and automated follow-up sequences.
AI Dialer
Reach more prospects with smart dialing and call coaching built in.
Agent Portal
Your central hub for policies, commissions, and resources.
Free Leads
Qualified prospects delivered directly to your pipeline.
Agent Portal
One Dashboard. Everything You Need.
The Eterna Agent Portal gives you a real-time view of your entire book of business — active policies, submitted applications, commission tracking, persistency rates, and more.
Live Sales Dashboard — track your active AP, placed rate, and persistency in real time
Commission Tracking — see exactly what you've earned, what's pending, and what's coming
Policy Management — view all active and submitted policies across every carrier in one place
Call Transcripts & Training — review your calls, learn from top producers, and sharpen your skills
How It Works
Getting Started is Simple
From application to your first policy — we make onboarding fast, easy, and fully supported.
Apply Online
Fill out our quick application below. Takes less than 2 minutes.
Meet the Team
We'll schedule a call to learn about your goals and walk you through the opportunity.
Get Onboarded
Access your portal, complete training, and get set up with your tools and leads.
Start Earning
Begin writing business with full carrier access, support, and a team behind you.
Apply Now
Ready to Join the Eterna Agent Network?
Take the first step toward building a thriving insurance business backed by the tools, support, and culture that sets Eterna apart.
- Free leads from day one
- Chargeback protection on all programs
- AI-powered CRM and dialer included
- Top carrier access nationwide
- White glove onboarding — we set everything up
- Training & support every step of the way
Join agents across the country
Building businesses they're proud of with Eterna
Apply to Join as an Eterna Agent
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Application Received!
Thank you for applying to join Eterna. A member of our team will reach out within 1 business day to discuss next steps.
In the meantime, feel free to browse our FAQs.
Your Next Chapter Starts Here.
Join a network built for agents who are serious about growth. We'll provide everything else.